What happens if I can't pay back the prepaid salary on the first working day of the month?

The prepaid salary is automatically deducted from your account on the first business day of the month.

If there are insufficient funds in your account on that day, the loan will convert into a line of credit five days later and will incur a 15% interest rate until the prepaid salary is fully repaid.

This means you have five days to repay the prepaid salary before the loan changes from a 0% interest loan to one with a 15% interest rate, which may impact your ability to take further loans with indó.