Neo banks, often called "challenger banks" are typically digital-only banks that offer financial services exclusively through their apps or websites and have no physical branches or legacy systems.
We at Indó fall under the category of being a neo bank, with the goal of challenging the incumbent banks by offering our services exclusively through our app.
Here you can read more about Neo-Banks: https://www.indo.is/en/blogg/what-is-a-neobank
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