What information does indó review to determine my eligibility for an overdraft?

You can always see the criteria you need to meet to get an overdraft here.

The data we currently obtain to verify that you meet these criteria are:

• We ask the Icelandic Revenue and Customs (RSK) if you have had a steady income for the past 3 months, with a minimum of 325,000 ISK after tax.
• We ask Creditinfo for your credit rating. We also request to be informed if your credit rating changes. However, this does not affect your overdraft while it is in effect.