How do I reduce the Overdraft?

You can choose to have an overdraft in a plan for reduction and gradually decrease your limit monthly. The reduction happens automatically at the end of each month, and we offer more favorable terms for being on a plan. The minimum reduction per month is set so that over one year, the borrower reduces their overdraft limit by 20%.

It's no problem to pay off the entire overdraft at once and remove it. Just deposit enough money into your account, select "Overdraft" in the app, and choose either "Close Overdraft" or "Edit Limit." If you reduce the limit to 0 kr, you won't need to go through the signing process again if you need an overdraft later during the period the agreement covers.