What if I don’t receive my salary on the first business day of the month and I’m on a credit limit reduction plan or have prepaid salary?

No worries! If your salary is paid later, we will simply deduct the amount once it’s deposited into your account. However, if you’re having trouble repaying the prepaid salary or overdraft, please feel free to reach out to us, and we’ll work together to resolve the issue.

It’s important to try to repay loans as soon as possible. You have five days to repay the prepaid salary before the loan transitions from 0% interest to 15% interest.

If the prepaid salary is not repaid within five days, or if you’ve had an overdraft that went into default, you will no longer be eligible for prepaid salary in the future, and it may impact your ability to borrow further from indó.