Why do I need to have been with indó before getting an overdraft?

All the conditions we set are designed to minimize lending risk and ensure we start lending at an appropriate pace.

Initially, we provide loans to customers who have consistently used indó for three months, measured by having at least 10 card transactions each month during this period.

However, if you have a credit rating of A1-B2 (according to Creditinfo) and are sharing additional supporting information, we consider you likely to meet your payment obligations and waive the requirement of 10 card transactions per month over the last three months.